Terms of Service

Terms of Service

Effective Date: January 1, 2026

These Terms of Service ("Terms") govern your access and use of the products, software, services, and website provided by Brain Finance Inc. ("Brain," "we," "us," or "our"). By using our Services, you agree to these Terms.

Questions about these Terms? Contact us at [email protected]

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts. By using our Services, you represent and warrant that you meet these criteria.

Use of Services

You agree not to use our Services in any of the following ways:

• Unlawful use — violate any applicable laws or regulations

• Fraud or abuse — use our Services for fraudulent, deceptive, or illegal purposes

• Infrastructure interference — disrupt, degrade, or interfere with our network, systems, or infrastructure

• Reverse engineering — attempt to reverse-engineer, decompile, or replicate our proprietary technology

Intellectual Property

All content, trademarks, and technology on our platform are owned by Brain Finance Inc. or its licensors. You may not copy, modify, or distribute any part of our Services without our prior written permission.

User Content

If you submit content to us including feedback, ideas, or suggestions, you grant Brain Finance Inc. a non-exclusive, royalty-free, perpetual license to use that content for any purpose.

Third-Party Services

Our Services may link to or integrate with third-party services, protocols, or platforms. Brain Finance Inc. is not responsible for the practices, availability, or content of those third-party services.

No Financial Advice

Our Services, including any AI-generated insights or agent outputs, are for informational purposes only. Nothing on the Brain platform constitutes financial, legal, or investment advice. Always consult a qualified professional before making financial decisions.

Disclaimers

The Services are provided "as is" and "as available" without warranties of any kind. Brain Finance Inc. expressly disclaims all warranties, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by applicable law, Brain Finance Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising from:

• Your use of, or inability to use, our Services

• Any unauthorised access to or alteration of your data

• Any conduct or content of third parties on or via our Services

Indemnity

You agree to indemnify, defend, and hold harmless Brain Finance Inc. and its officers, directors, employees, and agents from any claims, damages, losses, or expenses, including reasonable legal fees arising out of your use of the Services or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the United States. Any disputes arising under or in connection with these Terms shall be resolved in the courts of the United States, unless otherwise agreed in writing by both parties.

Termination

We reserve the right to suspend or terminate your access to our Services at our sole discretion, at any time and without notice, for any reason including, but not limited to, breach of these Terms.

Changes to These Terms

We may update these Terms at any time. Material changes will be communicated via email or a prominent notice on our website before they take effect. Continued use of our Services after any changes constitutes your acceptance of the revised Terms.

Contact

For any questions about these Terms, please contact us at [email protected].