Brain Platform
Brain is building a vertically integrated platform that solves the core challenge of deploying AI agents in finance: control, coordination, and distribution. It combines a stablecoin neobank, an agent execution framework, and a developer marketplace into a single programmable financial environment.
The result is a programmable bank for AI agents.
The Three Layers
🏦 Neobank
Stablecoin and IBAN accounts with debit cards. Structured sub-accounts define how agents access and spend funds.
⚙️ Agent Execution
AI agents execute trading, payments, and capital management within predefined permissions and risk controls.
🛒 Marketplace
Developers build and monetize financial agents. Users discover and deploy automation tools in one place.
Neobank Layer
At the foundation of the Brain platform is a stablecoin neobank that gives users and agents a real financial home, not just a wallet.
What it provides:
Stablecoin accounts — hold, send, and receive stablecoins natively
IBAN accounts — connect to traditional banking rails for fiat inflows and outflows
Debit cards — spend directly from account balances in the real world
Structured sub-accounts — allocate capital into discrete buckets that define exactly how AI agents can access and use funds
Sub-accounts are the core primitive for safe agent delegation. Each sub-account carries its own spending limits, permitted actions, and risk controls — so users can give agents real financial access without handing over the keys to everything.
Sub-accounts provide secure delegation with clear spending limits and risk controls. Agents operate within boundaries you define, not beyond them.
Agent Execution Layer
On top of the neobank infrastructure, Brain enables AI agents to execute financial actions autonomously within permissions and risk controls configured by the user.
Agents on the Brain platform can:
Trade — execute swaps, manage positions, and respond to market conditions
Make payments — send stablecoin payments to counterparties, settle invoices, fund sub-accounts
Manage capital — allocate, reallocate, and optimise across strategies and positions
All agent actions are constrained by the sub-account configuration set by the user. Agents cannot exceed their defined limits, access funds outside their permitted scope, or take actions not covered by their policy.
The agentic execution layer is powered by the Brain Protocol — an open, standards-based infrastructure layer for agent identity, permissions, and payments. Learn more about the Brain Protocol→
Agent Marketplace
Brain includes a marketplace where developers can build, publish, and monetize financial agents, where users can discover and deploy them without writing any code.
For developers:
Build financial agents using the Brain SDK and protocol
Publish agents to the marketplace with configurable pricing
Earn revenue when users deploy and use your agents
For users:
Browse agents by category — trading, payments, capital management, analytics
Deploy an agent to your account in one click
Set sub-account limits to control what each agent can access and spend
The marketplace creates a two-sided ecosystem: developers are incentivised to build better agents, and users get access to a growing library of financial automation tools — all within a platform that enforces safety and control by design.
How the Layers Work Together
Designed for Control
Every design decision in the Brain platform is built around one principle: users always retain control over their capital.
Scoped access
Sub-accounts define exactly what each agent can touch
Spend limits
Hard caps on daily, weekly, or per-transaction amounts
Risk controls
Permitted asset types, time windows, and action categories
Full auditability
Every agent action is logged and traceable
Instant revocation
Pause or remove any agent at any time
Last updated